Most of us don’t think about switching doctors, even if we don’t like the care that we are receiving.  However, it’s important that we be in the driver’s seat with our care and that we see someone who we respect and who makes us feel comfortable.

As Dr. Margaret Lewin, the Medical Director at Cinergy Health, founded by Daniel Touizer, explains, “Someone has to lead and someone has to follow.”  And, she continued, “If you’re uncomfortable when you walk out of the office, if the doctor’s rude or disrespectful, if he doesn’t listen clearly to your concerns or if he has too many interruptions with non-urgent phone calls, you might want to make some changes.”

If the doctor makes you feel rushed when it’s finally your turn, or if you are made to feel silly or unimportant, it’s time to look for a new doctor.  As Lewin reminds us, “When you’re sick, you want someone you can trust.”  Make sure that you take the steps that you need to feel comfortable when you see the doctor.

Everyone is concerned about swine flu.  As Daniel Touizer, the CEO of Cinergy Health explains, “Swine Flu is the number one consumer health concern this year and many people don’t know where to turn for help.”  For this reason, “Cinergy Health created this guide so Americans know how to protect themselves against this pandemic.”

Dr. Margaret Lewin, the Medical Director at Cinergy Health offers the following guidelines for preventing and treating H1N1.

Dr. Lewin recommends that you have both the H1N1 vaccine and the seasonal flu vaccine.  They can be given on the same day and are an important preventative measure.  Wash your hands frequently with soap and water or with hand sanitizer that has at least 60% ethyl alcohol in it.  Make sure, according to the Cinergy Health expert, to wash your hands at least 20 seconds before eating.

She further recommends staying at home as soon as you start to feel sick.  Don’t return to work until you’ve been fever-free for 24 hours, as you are the most contagious when feverish.  When you cough, make sure to do so into a tissue or into the crook of your arm.

This past November the United States House of Representatives passed a health care bill which will affect Americans and the way they take care of their health. This new bill is of great concern to Daniel Touizer, CEO of Cinergy Health who expressed his opinion about this new legislation in the following way:

“While the house healthcare bill is far from perfect, it is at least a step towards expanding access to affordable health coverage for all Americans. Unfortunately, the House healthcare bill is radically off the mark from what meaningful health reform needs to address. While it contains elements of an effective healthcare reform bill such as emphasis on prevention and healthcare affordability, it fails to tackle the roots of rising healthcare costs.”

Continuing his assessment of this new development in healthcare legislation, Daniel Touizer expressed hope that this is just the beginning of a process to improve the general health of the U.S. population through healthier living and more intelligent health choices.

Daniel Touizer hopes to also see a larger emphasis, not only on healthier lifestyles at home and at work, but also more freedom which allows people to purchase health insurance beyond their state lines, lowering prices of prescription drugs and reducing the costs of hospital-based care.

Cinergy Health is an alternative health care coverage provider. Its CEO, Daniel Touizer believes it is crucial that people know the options they have for coverage when they suddenly find themselves unemployed.

It is important to be aware of the time constraints involved in maintaining health coverage upon termination of employment, whether voluntarily or otherwise.

There is only a 60 day time frame to implement COBRA coverage, the plan which you are entitled to if you worked for a company of more than 20 employees which allows you to remain part of the group coverage plan but whose premiums you will be up to 102% responsible for.

Don’t wait to begin looking for individual insurance coverage. The choices and various types of coverage available can be complicated, and you should avoid having to make any last minute, rash, or uninformed decisions.

If you are being dropped from your health insurance plan, there are only 63 days to get into a new plan without a waiting period due to any pre-existing conditions.

Carefully consider all the health plan options. Think about what your health care needs are, and try and match your coverage to these needs. One option is to pay less for the premiums but have a very high deductible, such as $5,000. In this way you will have coverage for the most expensive, catastrophic care, but will have to pay out-of-pocket for the routine care such as doctor’s visits or other predictable services. Another option is to get coverage for a limited time, such as 6 or 12 months. These term plans are much more affordable than major medical plans.

If you are laid off from your job, one of the foremost concerns will be health coverage, especially if your former employer used to provide this benefit to you. Since health insurance can be expensive, and health care even more so, it is important to know well and understand the options that are open to you.

If your employer had at least 20 employees, then it was required by law for them to offer health insurance coverage through COBRA. COBRA stands for Consolidated Omnibus Budget Reconciliation Act. This legislation allows former employees to maintain their health coverage through their previous group health plan for up to 18 months in most cases, if they are terminated or voluntarily leave their job, reduction in work hours, transition between jobs, divorce, death and other critical life events.

The beneficiary of the plan is responsible to pay for the full health insurance premium, however, up to 102% of what the insurance premium costs to the plan. Sometimes the company will pay for this coverage as part of a severance package that you may receive upon dismissal or voluntary termination of employment.

Daniel Touizer, CEO of Cinergy Health, an alternative health coverage option at affordable rates, hopes to keep you as informed as possible about your options for health care coverage.

Cinergy Health, a nationwide provider of guaranteed issue health insurance benefit programs for the consumer market, expressed its concern for the House Health Care bill that passed Saturday, November 7th.

“While the House Health Care bill is far from perfect, it is at least a step towards expanding access to affordable health coverage for all Americans,” said Daniel Touizer, CEO of Cinergy Health. “Unfortunately, the House Health Care bill is radically off the mark from what meaningful health reform needs to address. While it contains elements of an effective health care reform bill such as emphasis on prevention and health care affordability, it fails to tackle the roots of rising health care costs,” Touizer said.

“We hope to see more compromises throughout the legislative process as the final bill is crafted to support promoting healthier lifestyles at home and in the workplace, allowing Americans to buy insurance across state lines and reducing the costs for pharmaceuticals and hospital-based care,” Touizer said.

Cinergy Health offers unique, affordable alternatives to exorbitant insurance premiums for individuals and families, regardless of income or health condition. Plans are designed to encourage people to seek care when needed, not to delay or deter them such that their condition could worsen

http://www.news-medical.net/news/20091109/House-healthcare-bill-is-radically-off-the-mark-Cinergy-Health.aspx